Balance transfer credit cards are one of the best there is. Why is that? These kinds of credit cards will help you save a lot of hard earned money because the Apr interest is very low. Not only that but you’ll be able to transfer all kinds of credit card debt into one single card. Isn’t that great or what? But then again, some may argue that 0 Apr credit cards are even better. Why? Because these cards will really give your finances a much needed boost. No matter what card you choose among the two, you surely won’t regret it.